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Cashless Treatment Scheme for Road Accident Victims

Last updated on January 9th, 2025 Posted on January 9, 2025 by NEXT IAS Current Affairs Team  1491

Syllabus: GS2/ Governance

In News

  • The Ministry of Road Transport and Highways (MoRTH) has recently unveiled a nationwide cashless treatment initiative aimed at providing essential aid to victims of road accidents.

Background

  • The scheme builds on a pilot program launched on March 14, 2024 which has since been expanded to include Assam, Punjab, Haryana, and Puducherry.
  • This sought to establish a framework for delivering swift medical assistance to vehicle accident victims, particularly during the crucial “golden hour” following an incident.

Key Highlights of the Scheme

  • Nationwide Coverage: The scheme now applies to all road accident victims, offering cashless treatment for trauma and polytrauma cases at hospitals under the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana (AB PM-JAY).
    • The treatment cost is covered up to ₹1.5 lakh per accident for seven days.
  • Implementation Framework: National Health Authority (NHA) has to collaborate with police, hospitals, and state health authorities for streamlined execution.
    • Utilizes the e-Detailed Accident Report (eDAR) system and the NHA’s Transaction Management System to ensure seamless registration and claim processing.
  • Support for Hit-and-Run Victims: Families of hit-and-run fatalities will receive ₹2 lakh in compensation.

Need/Significance of the Scheme

Cashless-Treatment-Scheme-for-Road-Accident-Victims
  • Road Accidents: Statistics show 1.80 lakh fatalities in 2024, including 30,000 deaths due to not wearing helmets and 10,000 deaths of children near educational institutions.
  • Comprehensive Coverage: Extending the scheme to all road accident victims ensures inclusivity and widens the scope of lifesaving interventions.
  • Efficient Implementation: Collaboration between key stakeholders and advanced IT systems enhances accessibility and reduces bureaucratic delays.
  • Financial Relief: The compensation for hit-and-run fatalities and the cost coverage for treatment alleviate financial burdens on victims and families.

Source: DD News

 
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